A systematic review of the opportunities and challenges of micro-credentials for multiple stakeholders: learners, employers, higher education institutions and government

Table 2 Summary view of the critical challenges offered by micro-credentials for learners

Challenges		N	Percentage (%)
LC1	Attainment of Knowledge	26	43
LC2	Credential specific to one particular job	20	33
LC3	No federal/standalone aid for micro-credentials / lack of funding	14	23