Digital informal learning among Chinese university students: the effects of digital competence and personal factors

Table 5 Discriminant validity

1. Attitude to digital informal learning	0.83
2. Digital competence	0.66	0.88
3. Digital informal learning	0.73	0.73	0.89
4. Personal innovativeness	0.71	0.76	0.81	0.83

Diagonals represent the square root of average variance extracted, while the other matrix entries represent the squared correlations